Let us take the headache out of remortgaging, putting you in the best position moving forward…
Remortgaging is an opportunity to move to a better mortgage deal and / or release cash equity from your property. We are on hand to offer help and advice if you’re thinking of remortgaging as well as doing all the hard work to get your new deal in place.
GET IN TOUCHRemortgaging FAQs
WHY & WHEN SHOULD I REMORTGAGE
You can start the remortgaging process up to 6 months before your current deal expires. It’s an opportunity to secure a new deal now which will come into effect when your current deal expires.
WHAT DOES REMORTGAGING MEAN?
Remortgaging is when you move your mortgage from your current to a new lender. When remortgaging it’s important to research and secure the best deal possible – that’s where we come in.
WHAT ARE THE BENEFITS OF REMORTGAGING?
Remortgaging gives you the opportunity to review your term, the amount you pay, along with securing a better mortgage deal. As house prices change so often, it is a great opportunity to see how much equity is available to you allowing you to borrow for many different things, such as home improvements and consolidating debts.
HOW MUCH DOES IT COST TO REMORTGAGE?
More often than not, there are very few costs involved when remortgaging. However, there are potentially a number of costs associated with remortgaging, dependant on your circumstances. These may include Early Repayment Charges, Exit Fees, Product Fees, Valuation Fees etc. Get in touch to find out more.
SHOULD I USE A MORTGAGE BROKER TO REMORTGAGE?
Using a mortgage broker when remortgaging may give you access to better rates than your current lender can offer. It also simplifies the process by having someone to advise and assist you during the process.
CAN YOU REMORTGAGE WITH A BAD CREDIT RATING?
Yes – you can remortgage with a bad credit rating but it may be more difficult to find the best rates. Having a mortgage broker on your side to assess your circumstances will allow you the get the best offers available.
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Client Testimonials
Don’t take our word for it – here’s what our clients say:
Thank you! During a ‘real rime’ of worry, Matt has really put me and Andrada at ease. Money is never easy to talk about, but Matt made things really realistic.
Nick Jago
(Facebook)
Andy has helped us with our mortgage on 3 separate occasions now, and each time he has been absolutely fantastic. Nothing is too much trouble for him.
Emma
(Bark.com)
Absolutely fantastic service, all questions answered and any issues thrown up during the process were dealt with quickly and easily.
Dan
(Bark.com)
RISK WARNING: You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage
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We are waiting for your message or call, so that we can help you make the right mortgage decisions moving forward.
Risk warning: Your home may be repossessed if you do not keep up repayments on your mortgage.